Musafar Hameed, L.B. , Rasiah, R. and Mohd Shukor, N. 2017. Out-of-Pocket Health Expenditure and Catastrophic Effects: Case of Malaysia: Penggunaan Duit Poket Untuk Perbelanjaan Kesihatan Dan Kesan Catastrophic: Kajian Kes Di Malaysia. Journal of Management and Muamalah . 7, 1 (Jun. 2017), 55 - 67.