Contemporary Issues in Financing Micro Enterprises in Malaysia: A Qualitative Inquiry from Practitioners Perspective: Isu Kontemporari dalam Pembiayaan Perusahaan Mikro di Malaysia: Siasatan Kualitatif dari Perspektif Pengamal. (2022). Journal of Management and Muamalah , 12(1), 55-73. https://jmm.uis.edu.my/index.php/jurnal/article/view/119