Expectation vs Reality: A Study on the Perceptions of Shariah Committee on the Shariah Audit Practice in Malaysian Takaful Industry: Jangkaan vs Realiti: Kajian Mengenai Persepsi Jawatankuasa Syariah terhadap Amalan Audit Syariah dalam Industri Takaful Malaysia. (2022). Journal of Management and Muamalah , 12(2), 126-143. https://jmm.uis.edu.my/index.php/jurnal/article/view/135