“Challenges in Micro Financing and Introduction of Mosque Based Ijarah Financing Model for Micro Enterprises Using Cash Waqf in Selangor State: Cabaran Dalam Pembiayaan Mikro Dan Pengenalan Model Pembiayaan Ijarah Berasaskan Masjid Untuk Usaha Mikro Menggunakan Wakaf Tunai Di Negeri Selangor”. 2021. Journal of Management and Muamalah 11 (2): 65-85. https://jmm.uis.edu.my/index.php/jurnal/article/view/103.