“Expectation Vs Reality: A Study on the Perceptions of Shariah Committee on the Shariah Audit Practice in Malaysian Takaful Industry: Jangkaan Vs Realiti: Kajian Mengenai Persepsi Jawatankuasa Syariah Terhadap Amalan Audit Syariah Dalam Industri Takaful Malaysia”. 2022. Journal of Management and Muamalah 12 (2): 126-43. https://jmm.uis.edu.my/index.php/jurnal/article/view/135.