Mohamad Puad, Noor Aimi. 2022. “Expectation Vs Reality: A Study on the Perceptions of Shariah Committee on the Shariah Audit Practice in Malaysian Takaful Industry: Jangkaan Vs Realiti: Kajian Mengenai Persepsi Jawatankuasa Syariah Terhadap Amalan Audit Syariah Dalam Industri Takaful Malaysia”. Journal of Management and Muamalah 12 (2):126 -43. https://jmm.uis.edu.my/index.php/jurnal/article/view/135.