“Challenges in Micro financing and Introduction of Mosque Based Ijarah Financing Model for Micro Enterprises Using Cash Waqf in Selangor State: Cabaran dalam Pembiayaan Mikro dan Pengenalan Model Pembiayaan Ijarah Berasaskan Masjid untuk Usaha Mikro Menggunakan Wakaf Tunai di Negeri Selangor”, J. Mgt. Mml., vol. 11, no. 2, pp. 65–85, Nov. 2021, Accessed: Jun. 06, 2026. [Online]. Available: https://jmm.uis.edu.my/index.php/jurnal/article/view/103