“Contemporary Issues in Financing Micro Enterprises in Malaysia: A Qualitative Inquiry from Practitioners Perspective: Isu Kontemporari Dalam Pembiayaan Perusahaan Mikro Di Malaysia: Siasatan Kualitatif Dari Perspektif Pengamal”. Journal of Management and Muamalah , vol. 12, no. 1, June 2022, pp. 55-73, https://jmm.uis.edu.my/index.php/jurnal/article/view/119.