Mohamad Saleh, Mohamad Sofuan, Sarifah Ismail, Norfaizah Othman, and Noor Raudhiah Abu Bakar. “Foreign Bank Entry and Domestic Banks Profitability: The Role of Financial Freedom: Bank Asing Dan Keuntungan Bank Tempatan: Fungsi Kebebasan Kewangan”. Journal of Management and Muamalah 12, no. 2 (November 30, 2022): 144 - 165. Accessed March 23, 2025. https://jmm.uis.edu.my/index.php/jurnal/article/view/124.