Pengaruh Tingkah Laku Hutang Terhadap Kesejahteraan Kewangan Mahasiswa: The Influence of Debt Behavior on Students’ Financial Well-Being. Journal of Management and Muamalah , [S. l.], v. 15, n. 2, p. 179–193, 2025. DOI: 10.53840/jmm.v15i2.263. Disponível em: https://jmm.uis.edu.my/index.php/jurnal/article/view/263. Acesso em: 1 aug. 2026.